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Have been following this thread, I know this is not the right forum to ask, but someone wise can answer my question.
Have been in insurance company for 11 years with 0 percent my contribution and 7 percent employers contribution. Now after joining nhs IT the amount am losing is 12 percent and they contribute 14.5. This makes huge dent in incoming salary. My salary is now gone back to old salary 3-4 years back and it really is a bit of pain.
Just been in nhs for 7 months and was thinking is this worth it and thinking of leaving the scheme as if you leave in 2 years you will get the refund.
Any advises ? To be honest am not too hopeful of this govt pension schemes and I think they give you next to nothing when old.
Any sane advice or feedback would be helpful. |
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