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OP has also written off EVs - which on the whole should be bought on PCP, and clearly wants to save money.
So essentially OP should buy a used version of this. 3 cylinder petrol so on fuel, no electric windows so less stuff to break, best of all £5995 NEW!! So £3k in a few years time.
Not a diesel, 0-60 14seconds so really safe as any crash is going to be at low speed/chance of speeding ticket 0%, cheap to buy, reliable/easy to fix, job done .
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