Still not had anything concrete from the insurance company.
Even though the garage said write off, the ensurer company says it will be a week before i hear officially!
In the mean time i have car i cant drive and no idea whats going to happen to it. These things take far to long!
That's very poor service, if your insurance company was any good, they'd have told you it's a write off when you reported it, and subsequently paid you out.
No. An approved repairer saying it’s a total loss might do the job, but some will want their assessor to see it and value. Insurance companies vary in how they do this.