It still doesn't alter the facts though does it i.e. what I said is largely correct.
I did spot that, and I also spotted who went through the bother of copying it and pasting it in this thread data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7
Why not just own up to it @Faust? This back-pedalling comes across as pathetic and very childish.
I think there's a world of difference between a mortgage where the borrower might by borrowing £180K to buying a car at say an average of £15K.Very few of us have £180K disposable income but should be able to scrape £15K together in around 12 months with two salaries.
You have struck the nail firmly on the head (possibly without realising it) when you said you want it now.Everyone these days wants a new car, latest phone, foreign holidays etc. whereas our generation were brought up to save up and then buy.
When everything is on credit your financial foundations are built on sand.What's worse is when it all goes pear shaped those who have saved and haven't got into debt are berated by those in debt as though it is someone their fault for being prudent.It's a strange old world.
Anyone else think this is way off topic?
Stop the pissing contest for God’s sake.
Yep I here’s me thinking this thread was about buying a diesel car.
You missed the point, and no the only thing I said I wanted now was a house.
I don't disagree with you on the too easy lending as I actually said in my post.
However the average new car is nowhere near 15k, it will be considerably higher.I doubt you can even get a golf for that.
As to how much money I can save that's irrelevant to my outgoings on the car which is a known quantity and is planned for.
I happen to choose a pcp to get my car, I don't need to own it.If the pch had been available at similar price then I would have got that instead.I guess you would say that is still wrong though because I can't afford it.....
But the question comes down to do you want to own the car or just use it.
With the changes with diesels then for anybody wanting to own they really need to check their numbers as it might well cost them in the long run.
However if you want a car for 3-4 years before swapping then there may will be some very good pcp/pch deals around. The diesel car will usually do better millage and so cost less over that period.
However the op doesn't want to do finance car which I get.So the answer in this case is probably don't buy a diesel or for that matter a big petrol engine data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7
OP has also written off EVs - which on the whole should be bought on PCP, and clearly wants to save money.
So essentially OP should buy a used version of this. 3 cylinder petrol so on fuel, no electric windows so less stuff to break, best of all £5995 NEW!! So £3k in a few years time.
Not a diesel, 0-60 14seconds so really safe as any crash is going to be at low speed/chance of speeding ticket 0%, cheap to buy, reliable/easy to fix, job done data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7.
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There is plenty of fun to be had with small petrol cars too!!
PH Service History: Sparing the horses | PistonHeads
Absolutely correct. I've loved owning my diesels over the years, great engines for torque and flexibility. However, due to science and real world effects the political and social landscape has changed and I think therefore their days for consumer ownership are numbered.
What will happen with the commercial vehicle sector though I can't even begin to imagine.