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In my case, that would depend on fees.
If the ATM charges a flat fee (as many in the US do) then I'm inclined to draw more, less often.
If my card issuer charges a fee per transaction either a flat rate or a percentage with a minimum (like 2% min £2) then I'd draw so as to minimise such fees.
If no fees or a straight percentage apply then the amount doesn't matter and I'd draw less because
(a) less risk of having some left over and needing to change it back; in fact for the USA and Euro-land, I tend to just hang on to any surplus for the next time...
(b) less risk of having it stolen/otherwise losing it. |
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