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Get a half decent bike you can use on the road when the weather's decent - should be able to find something for £300-ish.
Get yourself a turbo trainer tyre (£15 new), a turbo trainer (£50-ish used), a speed & cadence sensor (£35-ish used) and an ANT USB stick (£8 new). Sign up to zwift or similar (£13 a month) and get going.
If you really want to get yourself fit, you can get yourself an heart rate monitor (£20-ish), work out your zones and add that into the mix.
There are hundreds of prebuilt workouts if you want, ranging from 30 mins to several hours, as well as events (such as Zwift tours) or you can just free ride. I've been using zwift for a couple of years and it's probably the most user-friendly out of the TrainingPeaks, Sufferfest, TrainerRoad etc offerings.
Currently using it for triathlon training and while a 3hr ride can get a bit boring, it's preferable (imo) to being outside in the cold and wet getting my bike covered in salt and other nastiness and allows me to complete a specific targeted training session.
FWIW, I run zwift on a 10 year old Macbook Pro and it's not crashed once in 2 years.
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