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We bought the car first, before he’s passed his test, so he’s been getting in a lot of driving in it - we are going to have to change insurers once he actually passes though, despite already having a black box, Admiral (who we’re with as a multi-car policy) want over £3.5K to insure him as a qualified driver!
The cheapest comes in at just over £900 a year. Adjusting proposed mileage seems to make a big difference, with a limit of 6000 miles per year being the sweet spot, lesser mileage doesn’t seem to make much difference, but increasing it, seems to add £100 per 1000 miles.
Before we bought the car, I did go onto confused.com and moneysupermarket and put in fictional details of a newly qualified driver to check out what sort of prices we could expect. Pleasantly surprised, apart from a few like Admiral and others, who obviously don’t want the business, that it was pretty much the same as a Mini.
So I don’t think it matters (within reason) what the car is, as long as you’re happy to have a black box fitted, the insurance seems to be much of a muchness, at £900 - plus any premium for living in a higher risk area, but we’re about as low risk as you can get here - my own insurance is less than £150 a year on a Saab Convertible. (Without checking, I think it was only just over £120)! |
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Author: cjx
24-11-2019 23:22:52
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