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Interesting. As a new driver, my lad cannot get insured on any of our own cars, even as a named driver, it’s simply too expensive (it might be possible if we had a black box fitted - but that’s not going to happen).
So we bought him his own. It might be worth your while checking out how much it’ll cost to put your daughter on your own vehicles - if the cost is prohibitive, then a cheap-ish first car might be an alternative. Certainly, I wouldn’t have had half the fun I did at Poly, if I didn’t have wheels - relying on public transport would have severely hampered what I could do.
Something like this might be cost effective?....
edit: Just had a look at how much it would cost to add him as a named driver to my 11 year old Saab - the lowest cost option was £2350 , and climbs rapidly from there!! A roughly 2000% increase in premiums! Halfway to buying him his new car (and we certainly could have bought cheaper) - Insuring him on his own car for just over £900 a year also starts him accumulating is NCB (assuming he doesn't drive like I did as a kid)!
To add him to all our cars would be North of £7K! - more than buying him his own car and insurance costs combined! |
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