Can I claim money back from parts I recently purchased if car is written off?

tony kop77

I have a Honda civic type r gt 2010 plate it's done 78,000 miles. Three weeks ago I purchased 2 perelli tyres had shock absorber replaced and purchased a new ecu all in all costing me £1300

Two weeks ago my car was parked on a private resident road I park there everytime when I get coach to football only this occasion I returned to find a bmw come off a dull carriage way down the verge and into front of my car. I was just curious can I get money back of written off and auto trader has private sale of my car around £6500 but they might only offer me 5k that's maybe book price  I'm gutted as I loved the car and always took it to main dealer all stamped serviced etc

IronGiant

You'll just get what they consider the on the road price is. They won't take into consideration you've just spent £1300 on it unfortunately.

PSM1

The aim of the insurance is in theory to get you back to the same place as a your were before the event/loss. In this case if you can buy 1 2010 Type R with 78,000miles on the clock for around £5k then this is what they will give you. If you can show evidence that a car of the same condition yours was is for example £6k then you can show evidence of this and ask for more. You may not get it all but you may get an increase. In any case you should always take their first offer as an offer and a starting point to negogiate from.

tony kop77

Thank you guys. I have all receipts or work I have done to my car since I purchased it 5 years ago. Gutted I bought ecu now as that was £700 plan was to keep it a few year as it was low mileage and ran without problems.
I think I have seen 1 car for 5k or just under but most of the private sales are around 6k although doesn't seem to be lots of them on auto trader for sale.

Girlfriend works for a family run car sales where they have Nissan, Honda and 2 others I forget and her boss said there was a good chance I would get money back that I spent but couldn't promise that's why I thought I ask you guys as I have never heard of that before
We buy any car quoted my car 4k to buy but obviously they offer less than its value as they see it as quick sale  Thank you for the replies

mjn

If it is written off, buy back as salvage, strip for parts and be better off

You still get your regular payout.

AMc

As it sounds like a complete no fault accident then they should put you back in the position you were before the accident.
That probably won't cover your parts but expect a poor first offer on the value of your car.
Find some comparable cars that show the true cost of replacing your car like for like and reject their offer if it doesn't cover putting you back where you were.

mjn

I fought Admiral for weeks and they didn’t budge on their offer for my CAT C write off.

AMc

That's very disappointing to hear.  Was the write off another driver's fault?
If the 3rd party won't move then I'd use my Insurance legal cover involved - no way should you be out of pocket for someone else's mistake.

mjn

Yup, rear ended at traffic lights.

AMc

That's rubbish.