We'd better, collectively, start saving data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7.I wonder what the cheapest car on the road to insure is? data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7
We bought the car first, before he’s passed his test, so he’s been getting in a lot of driving in it - we are going to have to change insurers once he actually passes though, despite already having a black box, Admiral (who we’re with as a multi-car policy) want over £3.5K to insure him as a qualified driver!data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7
The cheapest comes in at just over £900 a year.data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7 Adjusting proposed mileage seems to make a big difference, with a limit of 6000 miles per year being the sweet spot, lesser mileage doesn’t seem to make much difference, but increasing it, seems to add £100per 1000 miles.
Before we bought the car, I did go onto confused.com and moneysupermarket and put in fictional details of a newly qualified driver to check out what sort of prices we could expect. Pleasantly surprised, apart from a few like Admiral and others, who obviously don’t want the business, that it was pretty much the same as a Mini.
So I don’t think it matters (within reason) what the car is, as long as you’re happy to have a black box fitted, the insurance seems to be much of a muchness, at £900- plus any premium for living in a higher risk area, but we’re about as low risk as you can get here - my own insurance is less than £150 a year on a Saab Convertible. (Without checking, I think it was only just over £120)!
Was that the Honda?
Yep. He loves it - and TBH, so do I - I'd be happy to have it as my own car!
https://www.avforums.com/attachments/98f7e4f131f84004aa7394b102993b17-jpg.1108747/
https://www.avforums.com/attachments/2ceed00acc5c4d6ca9ccd9f1a46b5114-jpg.1108749/
Well after a few days of looking found this one, 06 plate with 80,000 miles on it and it is absolutely mint.. Had new brakes recently and engine runs smooth as anything. £1900.
My son will be thrilled when he comes home and finds this waiting for him. Thanks for all the advice in the thread.
Looks lovely //static.avforums.com/styles/avf/smilies/clap.gif
Looks great data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7
I hope all goes well data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7
Just for a laugh, found an old 1.4 auto Polo on Autotrader for £990 and got an insurance quote for it for my 17 year old daughter, on a provisional licence, no experience,lowest quote was £330 data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7
That's cheap! Did you put yourself on as a named driver?
A lot of the cost of insuring a young/inexperienced driver isn't the damage they might do to their own car - it's the greater potential for them to be at fault causing damage to other cars/property/people. So it doesn't really matter how cheap the car is to buy - it's the likelihood of having a 'fault' accident that costs the money.
It's only just over £500 to insure the CRZ while my lad is on a provisional licence - jumping to £3kwhen he passes (with the same insurer) - shopping around gets it down to just under a grand - time marches on, I used to run a Renault 5 GT Turbo as a youngster, and it didn't cost much more than that! Though a grand went a lot further in the eightiesdata:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7
No I didn't, if I did does that normally reduce it further?