Open Banking - a good or bad idea?

Faust

or similarly Samsung Pay, which I prefer the functionality of
- while my phone remains locked, with NFC also off, I can still pull up a Samsung Pay tab on the bottom of screen and thumbprint/PIN activate it for a 30 second paying window, for which the app turns NFC on and then off

Bl4ckGryph0n

I haven't activated Samsung Pay on my S7 for a number of reasons. 1. Android Pay is so simple. I only need to wake up the phone and tap the reader. 2. Samsung Pay as yet isn't widely adopted. 3. I have found the finger print scanner quite flakey. The slightest bit of oil on your finger, or mark on the sensor and it fails.

Jezza99

Which is the point when implemented properly they won't